Buying Tips

Tips for Buying a Home

  • Check your credit rating. Straighten out any errors before it’s too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
  • Determine what neighborhood best matches your needs.
  • Identify important features you need your new home to have.
  • Check out the Mortgage Learning Center

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
  • Contact me today for a detailed estimate of closing costs.